{"id":1167,"date":"2022-11-30T14:42:50","date_gmt":"2022-11-30T07:42:50","guid":{"rendered":"https:\/\/www.lexusfinancial.com.vn\/?p=1167"},"modified":"2023-08-03T14:49:52","modified_gmt":"2023-08-03T07:49:52","slug":"thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-doanh-nghiep-thang-12-2022","status":"publish","type":"post","link":"https:\/\/www.lexusfinancial.com.vn\/en\/thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-doanh-nghiep-thang-12-2022\/","title":{"rendered":"INTEREST RATE ANNOUNCEMENT OF LEXUS CAR LOAN FOR CORPORATE CUSTOMERS \u2013 DECEMBER 2022"},"content":{"rendered":"
\n
1. Interest Rate by Products<\/strong><\/span><\/p>\n

Apply for disbursement from 01\/12\/2022 to further announcement.<\/span><\/p>\n\n\n\n\n\n\n\n
PRODUCT<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\nFIXED<\/strong><\/span><\/p>\n

50\/50<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n

OPTIMAL<\/em><\/strong><\/span><\/td>\nFLEXI<\/em><\/strong><\/span><\/td>\n<\/tr>\n
Interest Rate Period<\/strong><\/span><\/td>\nPromotion months<\/strong><\/span><\/td>\n12.49<\/strong>%\/year<\/span><\/p>\n

(fixed first 6 months)<\/em><\/span><\/td>\n

14.20<\/strong>%\/year<\/span><\/p>\n

(fixed first 6 months)<\/em><\/span><\/td>\n

13.59<\/strong>%\/year<\/span><\/p>\n

(fixed 12 months)<\/em><\/span><\/td>\n<\/tr>\n

After promotion months<\/strong><\/span><\/td>\nStandard Rate<\/em><\/strong><\/span><\/p>\n

(3 months reset)<\/em><\/span><\/td>\n<\/tr>\n

Early Payment Fee<\/strong><\/span><\/td>\nApply early payment fee:<\/em><\/span><\/p>\n

– First 18 months: 2.5% early payment amount.<\/em><\/span><\/p>\n

– After 18 months: 1.5 x interest rate x early payment amount.<\/em><\/span><\/p>\n

– Not apply early payment fee:<\/em><\/span><\/p>\n

+ Classic:<\/em><\/strong> after 60 months<\/em><\/span><\/p>\n

+ Balloon:<\/em><\/strong> from month 36th<\/sup><\/em><\/span><\/td>\n

Not apply<\/em><\/span><\/td>\n– 1st<\/sup> 6 months: 1.5x<\/em><\/span><\/p>\n

– After month 6th<\/sup>: no apply<\/em><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2. <\/span>Standard Rate Calculation<\/strong><\/span><\/p>\n\n\n\n\n\n\n
\u00a0<\/strong><\/span><\/td>\nOPTIMAL<\/u><\/em><\/strong><\/span><\/td>\nFLEXI<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
Base rate* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n10.70<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Spread* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n3.50<\/strong>%\/year<\/span><\/td>\n3.50<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Standard rate<\/strong><\/span><\/td>\n14.20<\/strong>%\/year<\/span><\/td>\n14.20<\/strong>%\/year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time<\/em>.<\/em><\/span><\/p>\n

* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.<\/em><\/span><\/p>\n

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate\/ 365)<\/em><\/span><\/p>\n

Estimate your loan at:\u00a0Here<\/strong><\/span><\/a><\/span><\/p>\n

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office<\/strong><\/span><\/p>\n

Headquarters:<\/strong><\/span>
\nRooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City<\/span><\/p>\n

Representative office:<\/strong><\/span>
\n8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi<\/span><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

1. Interest Rate by Products Apply for disbursement from 01\/12\/2022 to further announcement. PRODUCT CLASSIC & BALLOON FIXED 50\/50 OPTIMAL FLEXI Interest Rate Period Promotion months 12.49%\/year (fixed first 6 months) 14.20%\/year (fixed first 6 months) 13.59%\/year (fixed 12 months) After promotion months Standard Rate (3 months reset) Early Payment Fee Apply early payment fee:…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1167","post","type-post","status-publish","format-standard","hentry","category-thong-bao-lai-suat"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1167"}],"version-history":[{"count":0,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1167\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}