{"id":1272,"date":"2023-04-03T09:19:37","date_gmt":"2023-04-03T02:19:37","guid":{"rendered":"https:\/\/www.lexusfinancial.com.vn\/?p=1272"},"modified":"2023-08-03T14:41:27","modified_gmt":"2023-08-03T07:41:27","slug":"thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-doanh-nghiep-thang-04-2023","status":"publish","type":"post","link":"https:\/\/www.lexusfinancial.com.vn\/en\/thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-doanh-nghiep-thang-04-2023\/","title":{"rendered":"INTEREST RATE ANNOUNCEMENT OF LEXUS CAR LOAN FOR CORPORATE CUSTOMERS \u2013 APRIL 2023"},"content":{"rendered":"
\n
1. Interest Rate by Products<\/strong><\/span><\/p>\n

Apply for disbursement from 01\/04\/2023 to further announcement.<\/span><\/p>\n\n\n\n\n\n\n\n
PRODUCT<\/strong><\/span><\/td>\nCLASSIC<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\nFIXED
\n<\/strong>50\/50<\/u><\/em><\/strong><\/span><\/td>\n		EZ
\n<\/strong><\/span><\/td>\n<\/tr>\n
<\/td>\n<\/td>\nOPTIMAL<\/em><\/strong><\/span><\/td>\nOPTIMAL<\/em><\/strong><\/span><\/td>\nFLEXI<\/em><\/strong><\/span><\/td>\n<\/tr>\n
Interest period<\/strong><\/span><\/td>\nPromotion months<\/strong><\/span><\/td>\n11,49<\/strong>%\/year<\/span>
\n(fixed first 12 months<\/em>)<\/em><\/span><\/td>\n		13,70<\/strong>%\/year<\/span>
\n(fixed first 6 months)<\/em><\/span><\/td>\n		13,09%<\/strong>\/year<\/span>
\n(fixed first 6 months)<\/em><\/span><\/td>\n		12,59<\/strong>%\/n\u0103m<\/span>
\nfixed first 12 months)<\/em><\/span><\/td>\n		Interest rate adjustment optimal<\/span>
\n(monthly payment is the same according to the decreasing balance)<\/span><\/td>\n<\/tr>\n
After\u00a0 promotion months<\/strong><\/span><\/td>\nStandard rate <\/b>(3 months reset)<\/em><\/span><\/td>\n<\/tr>\n
Early payment fee<\/strong><\/span><\/td>\nApply early payment fee:<\/em>\u2013 First 18 months: 2.5% early payment amount.<\/em><\/span><\/p>\n

\u2013 After 18 months: 1.5 x interest rate x early payment amount.<\/em><\/span><\/p>\n

\u2013 Not apply early payment fee:<\/em><\/span><\/p>\n

+ Classic:<\/em><\/strong>\u00a0after 60 months<\/em><\/span><\/p>\n

+ Balloon:<\/em><\/strong>\u00a0from month 36th<\/sup><\/em><\/span><\/td>\n

Not apply<\/em><\/span><\/td>\n\u2013\u2013 First 6 months: 1.5x interest rate<\/em><\/em><\/span><\/p>\n

\u2013 After month 6th<\/sup>: no apply<\/em><\/span><\/td>\n

\u2013 First 35 months: 1.5x interest rate
\n\u2013 From the 36th month: \u00a0No apply<\/em><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2. Standard Rate Calculation<\/strong><\/span><\/p>\n

\n\n\n\n\n\n\n
\u00a0<\/strong><\/span><\/td>\nOPTIMAL<\/u><\/em><\/strong><\/span><\/td>\nFLEXI<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
Base rate*\u00a0<\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n11.20<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Spread*\u00a0<\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n3.50<\/strong>%\/year<\/span><\/td>\n3.50<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Standard rate<\/strong><\/span><\/td>\n14.20<\/strong>%\/year<\/span><\/td>\n14.20<\/strong>%\/year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time<\/em>.<\/em><\/span><\/p>\n

* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moments. The interest rate is calculated 1 year = 365 days.<\/em><\/span><\/p>\n

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate\/ 365)<\/em><\/span><\/p>\n

Estimate your loan at:\u00a0Here<\/a><\/strong><\/span><\/span><\/p>\n

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office<\/strong><\/span><\/p>\n

Headquarters:<\/strong><\/span>
\nRooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City<\/span><\/p>\n

Representative office:<\/strong><\/span>
\n8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi<\/span><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

1. Interest Rate by Products Apply for disbursement from 01\/04\/2023 to further announcement. PRODUCT CLASSIC CLASSIC & BALLOON FIXED 50\/50 EZ OPTIMAL OPTIMAL FLEXI Interest period Promotion months 11,49%\/year (fixed first 12 months) 13,70%\/year (fixed first 6 months) 13,09%\/year (fixed first 6 months) 12,59%\/n\u0103m fixed first 12 months) Interest rate adjustment optimal (monthly payment is…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1272","post","type-post","status-publish","format-standard","hentry","category-thong-bao-lai-suat"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1272"}],"version-history":[{"count":0,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1272\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}