{"id":1423,"date":"2024-03-01T11:15:07","date_gmt":"2024-03-01T04:15:07","guid":{"rendered":"https:\/\/www.lexusfinancial.com.vn\/?p=1423"},"modified":"2024-03-01T11:28:43","modified_gmt":"2024-03-01T04:28:43","slug":"thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-ca-nhan-thang-03-2024","status":"publish","type":"post","link":"https:\/\/www.lexusfinancial.com.vn\/en\/thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-ca-nhan-thang-03-2024\/","title":{"rendered":"TFSVN\u2019s INTEREST RATE ANNOUNCEMENT OF NEW CAR LOAN FOR INDIVIDUAL CUSTOMERS \u2013 03\/2024"},"content":{"rendered":"
\n
1. Interest Rate by Products<\/strong><\/span><\/p>\n

Apply for disbursement from 01\/03\/2024 to further announcement.<\/span><\/p>\n\n\n\n\n\n\n\n\n\n
PRODUCT<\/strong><\/span><\/td>\nCLASSIC<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\n50\/50<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
INTEREST TYPE<\/strong><\/span><\/td>\nOPTIMAL<\/em><\/strong><\/span><\/td>\nOPTIMAL<\/em><\/strong><\/span><\/td>\nFLEXI<\/em><\/strong><\/span><\/td>\nFIXED<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
Interest period<\/strong><\/span><\/td>\nPromotion months<\/strong><\/span><\/td>\n7.99<\/strong>%\/year<\/span><\/p>\n

(fixed first 12 months)<\/em><\/span><\/td>\n

7.49<\/strong>%\/year<\/span><\/p>\n

(fixed first 6 months)<\/em><\/span><\/td>\n

10.99<\/strong>%\/year<\/span><\/p>\n

(fixed first 6 months)<\/em><\/span><\/td>\n

6.99<\/strong>%\/year<\/span><\/p>\n

(fixed first 12 months)<\/em><\/span><\/td>\n<\/tr>\n

After promotion months<\/strong><\/span><\/td>\nStandard Rate<\/em><\/strong><\/span><\/p>\n

(3 months reset)<\/em><\/span><\/td>\n<\/tr>\n

Program Conditions<\/strong><\/span><\/td>\nApplied to all Individual customers with consuming loan.<\/span><\/p>\n

Minimum loan term is 24 months<\/span><\/td>\n

Applied to all Individual customers<\/span><\/td>\n<\/tr>\n
Early payment fee<\/strong><\/span><\/td>\nApply early payment fee:<\/em><\/span><\/p>\n

– First 24 months: 4% early payment amount.<\/em><\/span><\/p>\n

– After 24 months: 1.5 x interest rate x early payment amount.<\/em><\/span><\/p>\n

– Not apply:<\/em><\/span><\/p>\n

+ Classic:<\/em><\/strong> after 60th<\/sup> month<\/em><\/span><\/p>\n

+ Balloon:<\/em><\/strong> after 35th <\/sup>month<\/em><\/span><\/td>\n

Not apply<\/em><\/span><\/td>\nInterest rate for early payment:<\/em><\/span><\/p>\n

– 1st<\/sup> 6 months: 1.5 x interest rate<\/em><\/span><\/p>\n

– After 6th<\/sup> month: interest rate.<\/em><\/span><\/td>\n<\/tr>\n

<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2. Standard Rate Calculation<\/strong><\/span><\/p>\n\n\n\n\n\n\n
\u00a0<\/strong><\/span><\/td>\nOPTIMAL<\/u><\/em><\/strong><\/span><\/td>\nFLEXI<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
Base rate* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n7.95<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Spread* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n3.30<\/strong>%\/year<\/span><\/td>\n3.30<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Standard rate<\/strong><\/span><\/td>\n11.25<\/strong>%\/year<\/span><\/td>\n11.25<\/strong>%\/year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time<\/em>.<\/em><\/span><\/p>\n

*Base rate and Spread will be reset from the latest announcement of LFS and could be changed at any moment. The interest rate is calculated as 1 year = 365 days.<\/em><\/span><\/p>\n

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate\/ 365)<\/em><\/span><\/p>\n

Estimate your loan at:\u00a0Here<\/a><\/span><\/p>\n

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office<\/strong><\/span><\/p>\n

Headquarters:<\/strong><\/span>
\nRooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City<\/span><\/p>\n

Representative office:<\/strong><\/span>
\n8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.<\/span><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

1. Interest Rate by Products Apply for disbursement from 01\/03\/2024 to further announcement. PRODUCT CLASSIC CLASSIC & BALLOON 50\/50 INTEREST TYPE OPTIMAL OPTIMAL FLEXI FIXED Interest period Promotion months 7.99%\/year (fixed first 12 months) 7.49%\/year (fixed first 6 months) 10.99%\/year (fixed first 6 months) 6.99%\/year (fixed first 12 months) After promotion months Standard Rate (3…<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1423","post","type-post","status-publish","format-standard","hentry","category-thong-bao-lai-suat"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1423"}],"version-history":[{"count":0,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1423\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}