{"id":1472,"date":"2024-04-03T12:17:28","date_gmt":"2024-04-03T05:17:28","guid":{"rendered":"https:\/\/www.lexusfinancial.com.vn\/?p=1472"},"modified":"2024-05-31T16:04:12","modified_gmt":"2024-05-31T09:04:12","slug":"thong-bao-lai-suat-uu-dai-cho-san-pham-truyen-thong-50-50","status":"publish","type":"post","link":"https:\/\/www.lexusfinancial.com.vn\/en\/thong-bao-lai-suat-uu-dai-cho-san-pham-truyen-thong-50-50\/","title":{"rendered":"SPECIAL INTEREST RATE ANNOUNCEMENT FOR CLASSIC & 50\/50 PRODUCT – APRIL 2024"},"content":{"rendered":"
\n
Lexus Financial Services (LFS) would like to announce a special interest rate as below.<\/span><\/p>\n

1. Special Interest Rate:<\/strong><\/span><\/p>\n\n\n\n\n\n\n\n\n\n
PRODUCT<\/strong><\/td>\nCLASSIC<\/strong><\/td>\n50\/50<\/strong><\/td>\n<\/tr>\n
INTEREST TYPE<\/strong><\/td>\nOPTIMAL<\/strong><\/td>\nFIXED<\/strong><\/td>\n<\/tr>\n
Interest period<\/strong><\/td>\nPromotion months<\/strong><\/td>\n0<\/strong>%\/year<\/p>\n

(Fixed in first 12 months)<\/strong><\/td>\n

0<\/strong>%\/year<\/p>\n

(Fixed in 12 months)<\/strong><\/td>\n<\/tr>\n

After promotion months<\/strong><\/td>\nStandard Rate<\/strong><\/p>\n

(Reset every 3 months)<\/td>\n<\/tr>\n

Condition<\/strong><\/td>\nSubject<\/strong><\/td>\nApplied to individual and corporate customers.<\/p>\n

Minimum loan term is 24 months<\/td>\n

Applied to individual and corporate customers.<\/p>\n

Loan term is 12 months<\/td>\n<\/tr>\n

Effective period<\/strong><\/td>\nAll applications being approved from 01\/04\/2024 to 30\/04\/2024<\/strong><\/td>\n<\/tr>\n
Applicable fee<\/strong><\/td>\n\n

Apply early payment fee:<\/p>\n

– First 24 months: 4% early payment amount.<\/p>\n

– After 24 months: 1.5 x interest rate x early payment amount.<\/p>\n

– Not apply early payment fee after 60th<\/sup> month.<\/p>\n<\/td>\n

Not apply<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2. Standard Rate Calculation<\/strong><\/span><\/p>\n\n\n\n\n\n\n\n
\u00a0<\/strong><\/span><\/td>\nINDIVIDUAL<\/strong><\/span><\/td>\nCORORATE<\/strong><\/span><\/td>\n<\/tr>\n
\u00a0<\/strong><\/span><\/td>\nOPTIMAL<\/u><\/em><\/strong><\/span><\/td>\n<\/tr>\n
Base rate* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n7.95<\/strong>%\/year<\/span><\/td>\n8.25<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Spread* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n3.30<\/strong>%\/year<\/span><\/td>\n3.00<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Standard rate<\/strong><\/span><\/td>\n11.25<\/strong>%\/year<\/span><\/td>\n11.25<\/strong>%\/year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*The effect of interest rates in the Announcement may be adjusted according to the latest notice of TFSVN from time to time.<\/em><\/span><\/p>\n

* Base rate and Spread will be reset from latest announcement of TFSVN and could be changed at any moment. The interest rate is calculated 1 year = 365 days.<\/em><\/span><\/p>\n

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate\/ 365)<\/em><\/span><\/p>\n

Estimate your loan at:\u00a0Here<\/a><\/strong><\/span><\/span><\/p>\n

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office<\/strong><\/span><\/p>\n

Headquarters:<\/strong><\/span>
\nRooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City<\/span><\/p>\n

Representative office:<\/strong><\/span>
\n8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi<\/span><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Lexus Financial Services (LFS) would like to announce a special interest rate as below. 1. Special Interest Rate: PRODUCT CLASSIC 50\/50 INTEREST TYPE OPTIMAL FIXED Interest period Promotion months 0%\/year (Fixed in first 12 months) 0%\/year (Fixed in 12 months) After promotion months Standard Rate (Reset every 3 months) Condition Subject Applied to individual and…<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-1472","post","type-post","status-publish","format-standard","hentry","category-khuyen-mai"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1472","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1472"}],"version-history":[{"count":0,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1472\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1472"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1472"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}