{"id":1592,"date":"2025-03-27T09:41:02","date_gmt":"2025-03-27T02:41:02","guid":{"rendered":"https:\/\/www.lexusfinancial.com.vn\/?p=1592"},"modified":"2025-05-05T09:24:03","modified_gmt":"2025-05-05T02:24:03","slug":"thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-ca-nhan-thang-04-2025","status":"publish","type":"post","link":"https:\/\/www.lexusfinancial.com.vn\/en\/thong-bao-lai-suat-vay-mua-xe-lexus-cho-khach-hang-ca-nhan-thang-04-2025\/","title":{"rendered":"INTEREST RATE ANNOUNCEMENT OF NEW CAR LOAN FOR INDIVIDUAL CUSTOMERS \u2013 04\/2025"},"content":{"rendered":"
\n
1. Interest Rate by Products<\/strong><\/span><\/p>\n

Apply for disbursement from 01\/04\/2025 to further announcement.<\/span><\/p>\n\n\n\n\n\n\n\n
Product<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\nBALLOON<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\n50\/50<\/strong><\/span><\/td>\n50\/50 PLUS<\/strong><\/span><\/td>\n<\/tr>\n
OPTIMAL<\/em><\/strong><\/span><\/td>\nFLEXIBLE<\/em><\/strong><\/span><\/td>\nFIXED<\/strong><\/em><\/span><\/td>\nOPTIMAL<\/em><\/strong><\/span><\/td>\n<\/tr>\n
Interest Rate Period<\/strong><\/span><\/td>\nPromotion months<\/strong><\/span><\/td>\n7.49<\/strong>%\/year<\/strong>
\n(fixed first 6 months)<\/em><\/span><\/span><\/td>\n		6.99%\/year
\n<\/strong>(fixed first 12 months)<\/em><\/span><\/span><\/td>\n		10.49<\/strong>%\/year<\/strong>
\n(fixed first 6 months)<\/em><\/span><\/span><\/td>\n		7.49%\/year
\n<\/strong>(fixed in 12 months)<\/em><\/span><\/span><\/td>\n		6.99%\/year
\n<\/strong>(fixed in 12 months)<\/em><\/span><\/span><\/td>\n<\/tr>\n
After promotion months<\/strong><\/span><\/td>\nStandard Rate
\n<\/em><\/strong>(3 months reset)<\/em><\/span><\/span><\/td>\n		\u00a0<\/strong><\/span><\/td>\nStandard Rate
\n<\/em><\/strong>(6 months reset)<\/em><\/span><\/span><\/td>\n<\/tr>\n
Early Payment Fee<\/strong><\/span><\/td>\nApply early payment fee:<\/em><\/span><\/p>\n

– First 24 months: 4% x early payment amount.<\/em><\/span><\/p>\n

– After 24 months: 2% x early payment amount.<\/em><\/span><\/p>\n

– Not apply early payment fee:<\/em><\/span><\/p>\n

+ Classic:<\/em><\/strong> after 60th<\/sup> month.<\/em><\/span><\/p>\n

+ Balloon:<\/em><\/strong> after 35th<\/sup> month.<\/em><\/span><\/td>\n

Not apply<\/em><\/span><\/td>\nApply early payment fee:<\/em><\/span><\/p>\n

– First 06 months: 2% x early payment amount.<\/em><\/span><\/p>\n

– After 6th<\/sup> month: not apply.<\/em><\/span><\/td>\n

Apply early payment fee:<\/em><\/span><\/p>\n

– First 12 months: 2% x early payment amount.<\/em><\/span><\/p>\n

– After 12th<\/sup>\u00a0month: not apply.<\/em><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\n2. Standard Rate Calculation
\n<\/strong><\/span><\/p>\n\n\n\n\n\n\n
\u00a0<\/strong><\/span><\/td>\nCLASSIC & BALLOON<\/strong><\/span><\/td>\n50\/50 PLUS<\/strong><\/span><\/td>\n<\/tr>\n
Base rate* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n9,00<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Spread* <\/sup><\/strong>(current effectiveness)<\/em><\/span><\/td>\n3,30<\/strong>%\/year<\/span><\/td>\n1,50<\/strong>%\/year<\/span><\/td>\n<\/tr>\n
Standard rate<\/strong><\/span><\/td>\n12,30<\/strong>%\/year<\/span><\/td>\n10,50<\/strong>%\/year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

*The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.<\/em><\/span><\/p>\n

* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.<\/em><\/span><\/p>\n

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate\/ 365)<\/em><\/span><\/p>\n

Estimate your loan at:\u00a0Here<\/a><\/strong><\/span><\/p>\n

** Average interest rate: Here.<\/a><\/strong><\/span><\/p>\n

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office<\/strong><\/span><\/p>\n

Headquarters:<\/strong><\/span>
\nRooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City<\/span><\/p>\n

Representative office:<\/strong><\/span>
\n8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.<\/span><\/p>\n<\/div>\n

<\/p><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

1. Interest Rate by Products Apply for disbursement from 01\/04\/2025 to further announcement. Product CLASSIC & BALLOON BALLOON CLASSIC & BALLOON 50\/50 50\/50 PLUS OPTIMAL FLEXIBLE FIXED OPTIMAL Interest Rate Period Promotion months 7.49%\/year (fixed first 6 months) 6.99%\/year (fixed first 12 months) 10.49%\/year (fixed first 6 months) 7.49%\/year (fixed in 12 months) 6.99%\/year (fixed…<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1592","post","type-post","status-publish","format-standard","hentry","category-thong-bao-lai-suat"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1592"}],"version-history":[{"count":0,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/posts\/1592\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexusfinancial.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}